Enjoy one floor living in this terrific home located near Rt 6 and features a backyard oasis perfect for garden lovers. The first floor features a formal living room with fireplace and parquet wood floors, an updated eat in kitchen with all the amenities you would expect, 3 bedrooms, with the primary having its own half bath, plus a full bathroom in the hall. The lower level consists of a heated Family room with fireplace, a laundry area, a separate storage room and exercise/flex use area. The electric heat is a breeze with a complete energy audit having been performed raising the insulation values from R19 to R38, sealing up gaps, updating bulbs, etc. In addition there are energy efficient dual pane windows, a high end ceramic coated cast iron pellet stove (Ravelli Roma) in the lower level fireplace, ceiling fans in the bedrooms, a Solar system to offset energy cost, and even solar heaters with a separate pump and solar cover for the above ground pool. The backyard has multiple planting beds, a variety of mature flowers, plants and trees, a shed set on concrete foundation featuring storage inside, electricity, and a covered potting area attached to the rear. Can you see yourself sitting on the rear deck or in the pool and relaxing surrounded by the lush landscaping enjoying the summer?
Type | Description | Level |
---|---|---|
Bedroom 1 | Ceiling Fan | Main |
Bedroom 2 | Ceiling Fan | Main |
Eat-In Kitchen | Remodeled,Dining Area,Sliders,Tile Floor | Main |
Family Room | Fireplace,Pellet Stove,Laminate Floor | Lower |
Living Room | Bay/Bow Window,Fireplace,Parquet Floor | Main |
Other | Lower | |
Primary Bedroom | Ceiling Fan,Half Bath | Main |
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Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $409 | $409 | $409 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,458 | $1,458 | $1,896 |
Total Monthly Payment | $1,942 | $1,942 | $2,380 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.