USDA Eligible! Discover your dream home in the heart of downtown Umatilla—“Nature’s Hometown!” This charming 1949 bungalow offers 2 bedrooms, 1 bath, and a perfect blend of vintage character with modern upgrades, including solar panels for energy efficiency. Sitting on nearly half an acre (3 full lots!), this property provides a fully fenced backyard—ideal for pets, play, and relaxing under the stars. Start your mornings with coffee in your expansive yard or explore nearby outdoor adventures. Just 13 miles north, enjoy the crystal-clear waters of Alexander Springs—a paradise for scuba diving, kayaking, and picnicking. Nature lovers will relish the proximity to the Ocala National Forest and the scenic Florida National Scenic Trail for hiking, boating, and camping. Plus, with Tavares only 11 miles away and Orlando just a 45-mile drive, you’re close to urban conveniences while still enjoying the small-town charm. Opportunities like this don’t last long—prime location, spacious lot, and endless outdoor beauty await you. Schedule your showing today and make this Umatilla gem your new home! Your outdoor lifestyle begins here! Floor plans are for illustration only; they are not a substitute for architectural floor plans. Measurements are approximate. ” All information deemed reliable but must be verified by buyers. All room measurements are approx. and must be also verified by buyers.
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Our Executive Mortgage Banker:
Our Insurance Division:
$230,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $184,000 | $184,000 | $184,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $141 | $141 | $141 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,240 | $1,223 | $1,552 |
Total Monthly Payment | $1,456 | $1,439 | $1,768 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.