Lovely sunny second floor unit located just blocks from the Guilford Green and the Guilford Harbor. Walk to town for restaurants, coffee with friends or shopping and go in the other direction to watch the boats come and go from the harbor. This location is ideal for commuting too. Just down the street is the Guilford train station providing convenient access to New Haven, Old Saybrook and points beyond. Recently painted throughout, this unit is clean and ready for you. Antique wide board floors bring charm to the space. The kitchen and bath have new wood-like laminate flooring to update the space and the kitchen has a rollable dishwasher topped with a butcher block like top for added counter space. This unit comes with a stackable washer and dryer for your convenience. Just across the street is the historic Whitfield House. The unit includes off street parking and city water. The square footage listed is an estimate as the town only lists the total square footage of the entire building. There is additional space in the attic available for storage. The list price reflects a $25 discount for agreeing to pay by electronic transfer. Pets are considered on and individual basis. This unit is on the second floor.
Type | Level |
---|---|
Bedroom 1 | Main |
Kitchen | Main |
Living Room | Main |
Primary Bedroom | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,756 | $1,756 | $1,756 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $11 | $11 | $14 |
Total Monthly Payment | $86 | $86 | $89 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.