This property is ready for your house and landscape plan! Country living at it's best! Nice lot on non-through street. Easy access to I-84 and close to UCONN. 30 minutes to Hartford or Worcester. The lot was divided in 2010 and a complete A-2/T-2 survey is available. No need to guess what you are buying or need to pay for an expensive survey. Owner notes several special features of this lot make this an economical place to build. Unlike most raw land in Willington, this lot has level access from the road. No steep slopes - saving construction cost and greatly improving access during the winter. A row of mature trees provides a nice screen off Eldredge Mills Road. Approximately half of the land (southerly portion) was leveled and all trees were removed in the 1930s. New tree growth since the 1950s is not as dense and is just starting to reach maturity, making it easy to access the land. That area has sandy soils with lots of depth to bedrock, unusual for Willington. The other half of the property (northerly portion) is rolling hill and mature forest growth - classic New England including a fieldstone wall along the northern property line. The large trees on this northern part of the property, along with the higher elevation, screen the southern portion. There is excellent solar exposure potential. There are NO wetlands on the property.
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $87,920 | $87,920 | $87,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $585 | $584 | $754 |
Total Monthly Payment | $660 | $659 | $829 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.