*SEE VIDEO under 'Facts & Features' & Virtual Tour. * Marine Street is regarded as one of the most enchanting locations in all of St Augustine, and 132 Marine delivers the very best blend of authentic charm with modern upgraded living. This highly elevated newer 2006 build stands like a classical fortress providing quality on every level. From original stained glass windows dating back to the 1800s, to some beautiful nostalgic nods to the past, including artifacts that were discovered upon excavating for the build, this beloved property offers a masterfully refreshed floor plan while simultaneously honoring the deep historical basis of the geographic area. Perfect for investors as well as short-term rentals are allowed with a 7-day minimum. From the welcoming front portico, one enters the foyer and open living space which displays a blend of Olde Florida and Victorian influence with the thick trim, wooden floors & antique stained windows framing the hearth. The kitchen envelops the dining area with custom cabinetry & shelving, a gas range & helpful central location. The downstairs office (or non conforming 4th bedroom) has more built ins, pocket doors for privacy, private access to the first floor full bath & a separate door to the outdoors. Beyond the hall is a showstopping enormous family room/den with tons of breathable space, another custom kitchen bar area, fireplace, generous storage room (which could fit a twin bed!) & yet another access point to the outdoors. The pathway to the second floor is paved with Karastan carpet while another stained glass window draws the eye up and bathes one in comfort and color. The Master bedroom suite has a cathedral ceiling, striking windows inviting light, more stained glass accents, several closets and a luxe feeling bath with a safe walk in shower. 2 other second floor bedrooms share a full hall bath across from the laundry closet. Both rooms have built in desks & cottage charm. The exterior of the property includes several cozy nooks including a front screened porch perfect for watching horse and carriage passengers, a back patio with firepit and full green space backyard with a privacy hedge & room for gardening. There is even an air conditioned bonus workshop studio shed at the base of the stairwell from the Den to the backyard. Carport is conveniently located near an entryway. Location on Marine St is perfect for accessing downtown events, parades, restaurants, churches & famous landmarks while maintaining a sense of privacy and exclusivity. There is even an optional Old City South Neighborhood Association for social & informational purposes. Current owners have taken exceptional care of the home. Roof replaced 7/2023! Original painted portrait of home & plaque with historical artifacts convey. 3 total parking spots in driveway. 7 Day Minimum rental requirements per City Zoning.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $952,000 | $952,000 | $952,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.620% | 6.735% | 6.806% |
Monthly Tax Payment | $1,172 | $1,172 | $1,172 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,175 | $6,096 | $8,359 |
Total Monthly Payment | $7,472 | $7,393 | $9,656 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.