Step into the embrace of a home that whispers tales of comfort and serenity. The communal heart, a living room, bathed in natural light, invites one to linger, while a cozy bedroom retreat beckons for restful nights. The essence of community pride is captured in a snapshot of the welcoming sign of Valley Park Estates, hinting at the collective spirit that awaits. Valley Stream, a suburban tapestry rich in greenery and buzzing with the vitality of New York, offers a lifestyle of balance. The nearby Valley Stream State Park is an emerald escape, offering picnics under the shade of old trees and trails that are a mosaic of the local flora and fauna. The heartbeats of the community, Arthur J. Hendrickson Park and Pool and the local shopping haven Green Acres Mall, provide a blend of recreation and retail therapy. The cord of history is palpable here, with Belmont Park Race Track whispering echoes of thundering hooves and glory just a stone's throw away. Valley Stream is a portal to the pulse of the city, yet a gentle step back to a calmer, more personal space. The keys to a life of balance, of adventures in the city and the serenity of the suburbs, await. Call to schedule a viewing. Our seller must relocate and priced this home fairly for a quick sale.
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Our Executive Mortgage Banker:
Our Insurance Division:
$285,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $228,000 | $228,000 | $228,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,536 | $1,515 | $1,923 |
Total Monthly Payment | $1,611 | $1,590 | $1,998 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.