PRICE IMPROVED! What a deal on this renovated home with separate legal accessory apartment. Experience village living on one of Ellenville's most sought-after streets. The bright, spacious, 1740 sq ft main house has a flexible floorplan. Upstairs are 4 bedrooms and a renovated full bathroom with jacuzzi tub. There is an optional home office or 5th bedroom and full bathroom on the first floor. Recent renovations include beautiful hardwood floors, new super-efficient heat pump hot water tank, new 200-amp electrical service, new lighting, new main stairs, new front deck paint, and newer windows and roof. The property has a full basement, walk-up attic, and detached 2-car garage for ample storage. The full attic has original stained glass windows and high ceilings, which could be finished into additional living space. Appliances, furniture, and large screen televisions are negotiable. A separate entrance leads to a 725 sq ft, legal apartment with 3 bedrooms, 1 bathroom, kitchen, living room, and balcony over the garage. Apartment renovations include new flooring, sheetrock, paint, lighting, and forced-air heat. Off-street parking is available. Low taxes! Located within walking distance of shops, restaurants, parks, schools, Ellenville Market, and the Shadowland Theater. A short drive to hiking at Sam's Point. Motivated seller. Make an offer! Appliances: Electric Water Heater ConstructionDescription: Vinyl Siding,
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $288,000 | $288,000 | $288,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $406 | $406 | $406 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,965 | $1,914 | $2,469 |
Total Monthly Payment | $2,446 | $2,395 | $2,950 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.