Welcome to 199 Lily Rd, a charming 4-bedroom, 1-bathroom concrete block home in the heart of St. Augustine. This inviting property is perfect for those seeking a comfortable and spacious living environment, with a host of features designed to enhance your lifestyle. Situated on a prime corner lot, the property enjoys extra space and a sense of openness, beautifully shaded by mature oak trees that offer a tranquil and picturesque setting. The fully fenced backyard is ideal for outdoor living, offering privacy and ample space for gardening, play, or relaxation. The garden is thoughtfully landscaped with Florida-friendly planting, ensuring a beautiful and low-maintenance outdoor space. Step inside to find a home that’s been thoughtfully updated in recent years. The newly refinished shower/tub adds a touch of modern elegance to the bathroom, and the new luxury vinyl plank flooring adds to the home’s appeal. The flexible floor plan gives you options—a split primary bedroom layout for privacy or a bonus room to use as you wish. The large, bright dining space is perfect for entertaining guests, flooded with natural light that creates a warm and inviting atmosphere. Plenty of storage options including built-ins, updated closets, and storage space in the covered carport and shed. St. Augustine Shores is a vibrant community offering an ideal blend of natural beauty and modern convenience. Nestled along the Intracoastal Waterway, residents enjoy amenities like a clubhouse, community pool (additional fee), golf course, fishing dock, tennis courts, and 30 miles of scenic trails. The community pier provides excellent fishing opportunities, and there's convenient RV/boat storage. Located just minutes from Publix, hospitals, shopping centers, and restaurants. The Shores is only a 15-minute drive to the beach and 10-minutes to historic downtown. With low HOA fees, St. Augustine Shores offers an active, engaging lifestyle perfect for outdoor enthusiasts and those seeking a peaceful retreat. This home isn’t just a place to live—it’s a lifestyle.
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Our Executive Mortgage Banker:
Our Insurance Division:
$329,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,920 | $263,920 | $263,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $252 | $252 | $252 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,604 | $1,581 | $2,086 |
Total Monthly Payment | $1,931 | $1,908 | $2,413 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.