Welcome to the best value in the exclusive neighborhood of Mirabay! This 2532 square foot home boasts 4-bedrooms, 3-bathrooms and a flex space that can be used for many things. All tile on the lower floor and all luxury plank vinyl on the upper floor. No carpet! A nice open floor plan that's great for entertaining or a nice quiet evening with the family. High ceilings and lots of windows let the natural light pour in. Dual zone air conditioning with ecobee thermostats on each floor. The chef's style kitchen has stainless steel appliances, canned lighting with dimmer switches, 42" cabinets, a beautiful ceramic farm style sink, and a generous island. The master suite is very large and the master bath has dual sinks, a large walk in shower and dual shower heads. In the garage is a 220 volt outlet for charging electric cars. This home is on a oversized lot with conservation views in the back. Priced right with an assumable mortgage and a low interest rate. Live like you're on vacation everyday! World class amenities include a clubhouse with full liquor license, an extensive gym with machines and free weights, and a cafe. Massive resort style zero entry pool with water features, a water slide, a heated lap pool, and a kiddie pool. Also included are tennis courts, pickle ball, basketball courts, 3 parks and a playground. Go fishing off the fishing pier or take your boat out on the private boat ramp that leads out to bay. Rent a kayak or canoe and just enjoy the water. Location is great as it is close to shopping, restaurants, and the beautiful beaches are just a short car ride away. The interstate is very close for trips to Tampa, Bradenton, Sarasota, or Orlando.
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Our Executive Mortgage Banker:
Our Insurance Division:
$529,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,200 | $423,200 | $423,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $875 | $875 | $875 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,640 | $2,571 | $3,344 |
Total Monthly Payment | $3,607 | $3,538 | $4,311 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.