Motivated Seller! OUTSTANDING Johnstown on the GOLF COURSE! Come and enjoy the pretty & peaceful views and privacy from this wonderful 3-bedroom + Library, 2-bathroom home on the Memorial Golf Course (Hole 8) in Del Webb’s Spruce Creek Golf & Country Club. Located just 4 miles North of The Villages, FL and 10 miles South of Ocala, this desired gated community is lovely, private and quiet. Del Webb offers over 70 clubs, Liberty Grille Restaurant, 3 swimming pools & hot tubs, a Fitness Center, basketball courts, softball field, horseshoes, bocce ball, shuffleboard, billiards, pickleball courts, tennis courts, water & sand volleyball and much, much more. This lovely home has a paver driveway, walkway, front porch and back 15x15 patio. The front, glass DOUBLE doors also have glass storm doors for plenty of light. The Kitchen has granite countertops and cabinet pull outs along with stainless steel appliances. Both bathrooms have been remodeled with Onyx counters, sinks & showers (primary has garden tub as well) and the Primary Bathroom walk-in closet has a closet system. The spacious Library has a built-in bookcase and French Doors. The enclosed Lanai (under heat & air; add'l 370 sf) has double-paned glass windows and leads to the 15x15 back patio. The 3rd bedroom currently has a built-in desk, cabinets and shelves and is being used as a sewing/craft room and can easily enough be turned into a bedroom. The Laundry Room has a counter and cabinets, as well as a small beverage refrigerator. The Garage is EXTENDED 4’, has an epoxy floor, keyless entry and sliding garage screens. In the attic above is an actual ceiling fan to help move the air. There is concrete curbing around the landscape beds. The home has a flagpole out front as well. The Roof was replaced in 2014, HVAC system in 2017, the water heater in 2019 and garbage disposal in 2023. The PEX piping in the ceiling was re-piped by Johnson Bros Plumbing in 2017. There is a transferable Termite Bond on the property. Seller is leaving lanai sofa, chair, coffee table, side table, lamp & TV cabinet. The Seller is offering a 1 Year Broward Factory Service Home Warranty. Come see this beauty today.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $375,200 | $375,200 | $375,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $275 | $275 | $275 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,496 | $2,465 | $3,164 |
Total Monthly Payment | $2,846 | $2,815 | $3,514 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.