One or more photo(s) has been virtually staged. Charming beachside cottage with modern upgrades. This delightful beachside cottage, meticulously remodeled by a reputable Volusia County builder, offers coastal living at its finest. From the freshly painted exterior to the luxurious interior finishes, this home is move-in ready and waiting for its new owner. Key features include a newly paver driveway, a 16-foot-wide, 45-foot-long driveway provides a beautiful first impression as you approach the home. The remodeled kitchen boasts granite counters, new shaker cabinetry, under counter lighting, stainless steel appliances, and luxury vinyl flooring. With abundant natural light, wraparound windows in the family room and tiled living room flood the space with sunlight. Inside the garage, you'll find ample cabinetry and plenty of room for laundry and related tasks. The exterior features new sod in front, back, and side yards. Irrigation system with well. Enjoy the 14-by-10 paver back patio for barbecues, and use the separate 4-by-11 paver pad for trash can storage. The untouched vintage bath is in pristine condition, adding character to the home. New 2023 roof, new hurricane straps and continuous tie down path from roof to ground, new vinyl windows in living room and bedrooms, new 2023 hot water heater, 2020 HVAC, and updated electrical ensure comfort and efficiency. New soffits and facia. All water supply pipes are new. Septic new in 2013. Just a short walk or a one-minute drive away, Tom Renick Park awaits. This handicapped-accessible park features picnic pavilions, a playground, restrooms, showers, and bike racks. Immerse yourself in the natural coastal landscape, surrounded by sea grapes, sea oats, and cabbage palms. Don't miss out on this beachside gem! Furniture in photos has been virtually staged.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $325 | $325 | $325 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,021 | $1,994 | $2,530 |
Total Monthly Payment | $2,421 | $2,394 | $2,930 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.