Under contract-accepting backup offers. One or more photo(s) has been virtually staged. This is a spacious, well-appointed, pre-owned home on a quiet cul-de-sac street in the desirable Covington community. This appealing 4 bedroom, 3 bathroom home has all the space you are looking for at just under 2800 sq ft, including a second story bonus room. The home’s well-thought-out design with an inviting formal split living room/dining room allows plenty of space for entertaining. The large open kitchen includes 42-inch cabinets, a tiled backsplash, stainless steel appliances, and a walk-in pantry, plus a center island with counter seating. The lovely breakfast nook is quite distinctive with its unique window seat feature. The kitchen flows into a spacious, comfortable family room with a nook that walks out into a covered porch overlooking a huge backyard. The roomy bedrooms, all on the first floor, include the large master suite with private bath, dual sinks, garden tub and enclosed shower, and large walk-in closet. Each bedroom offers plenty of closet space and is substantially sized. There is a first-floor laundry with washer and dryer. The main areas of the home are all elegantly enhanced with crown molding. The generous second-story bonus room with a separate A/C unit provides a quiet, comfortable area to enjoy privately or with guests. The three-car garage affords tons of storage capacity. A new 30-year dimensional shingle roof has just been completed. The home’s expansive backyard offers plenty of space for relaxing and entertaining. The Covington Park Community has Doby Elementary School on site and many amenities including pools, sports fields and courts, clubhouse, & fitness center. Eisenhower Middle and East Bay High are right across Big Bend Rd.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $358,800 | $358,800 | $358,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $738 | $738 | $738 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,180 | $2,149 | $2,836 |
Total Monthly Payment | $2,993 | $2,962 | $3,649 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.