508 Dowling CIRCLE, Lady Lake, FL, 32159 | $415,000

One or more photo(s) has been virtually staged. Welcome to the Lakes of Lady Lake, a serene golf course community conveniently located near shopping, medical facilities, entertainment, and just minutes from Spanish Springs town square. This beautiful custom home is nestled among lush trees and offers picturesque views of the golf course. As you enter, you'll be greeted by high, vaulted ceilings and a bright, open atmosphere. The spacious living room features an electric fireplace with adjustable settings and a wall-mounted TV. The open-concept layout leads to a stunning kitchen at the back of the home, equipped with tall cabinets, quartz countertops, a large island with a waterfall edge (6. 5 ft x 4 ft), and soft-close drawers and cabinets, and a beautiful backsplash; adding a touch of color to the space. The kitchen features new stainless steel appliances, updated lighting and sliding glass doors with built-in screens, opening to an enclosed outdoor lanai. The expansive primary suite offers his and her walk-in closets, high ceilings, and a luxurious ensuite bathroom. The ensuite includes updated lighting, dual sinks, a walk-in shower, and a soaking tub perfect for relaxation. On the other side of the home, you'll find two additional bedrooms, a versatile flex room, and a guest bath with a tub/shower combo, updated lighting and a quartz countertop vanity. Throughout the home, you'll find luxury vinyl plank flooring, updated lighting, and beautiful finishes. Key updates include a newer roof and HVAC system, both installed in 2022, water heater(2023), and a new water softner. The laundry is located inside the home and comes with a new washer and dryer. The 20x5 front porch is perfect for relaxing and watching the sunset, while the enclosed back lanai offers plenty of space for a patio set, TV, or other entertainment options. This home is perfect for enjoying the beautiful surroundings and offers a comfortable, elegant lifestyle. Schedule your showing today to experience this exceptional property!!

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2004
  • Garage: 2-car
  • Heating: Central, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,925
  • Acreage: 0.36
  • Est. Taxes: $5,393
  • HOA Fee: $700 Annually
  • View: Golf Course, Trees/Woods
  • Pet Policy: Breed Restrictions
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: G5085217
  • Days on Market: 39 days
  • Website: https://www.raveis.com
    /prop/G5085217/508dowlingcircle_ladylake_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/19/2024 5:32:14 PM)
Listing courtesy of OLYMPUS EXECUTIVE REALTY INC   Phone: 407-469-0090

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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508 Dowling CIRCLE, Lady Lake, FL, 32159

$415,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $332,000 $332,000 $332,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $449 $449 $449
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,017 $2,017 $2,624
Total Monthly Payment $2,541 $2,541 $3,148

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.