This pristine Colonial home is sitting pretty and move-in ready! Located within the desirable Laurel Plains Elementary and Clarkstown South School area, this beautiful home won't stay on the market for long. Lovingly maintained by its owners, the home is neutral, bright, and features wonderfully expanded living areas, has great space and is perfect for entertaining. The entry Foyer welcomes you into the sunlit home with an enormous, elegant Dining room featuring gleaming hardwood floors. Adjacent to the Dining room is a charming sitting room with pretty built-in cabinets. Wander directly into the gorgeous Sunroom addition with its cathedral ceiling, skylights, and walls of Anderson windows with a door leading out to the deck and amazing yard. The eat-in Kitchen boasts stainless appliances and abundant storage, and is conveniently located just two steps from the garage. You'll be delighted with the extra-large Family room, which provides access to the deck and rear yard ideal for gatherings. Upstairs, the primary bedroom with hardwood floors awaits, along with two additional bedrooms featuring ample closet space and wood floors. The full Bathroom has been updated with white tiles and flooring and tub with glass doors. The lowest level offers excellent recreation space, ample storage, a laundry room, and a utility room. The backyard is a true "WOW" with its privacy, level space, and partial shade, perfect for keeping cool while enjoying the magnificent space. Some updates include Central Air system 8 years old, HW heater 3 years old, new Bluestone walkway and steps that are 5 years old. This lovely home is a perfect package, ready for its new owners to fall in love.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $496,000 | $496,000 | $496,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $1,207 | $1,207 | $1,207 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,014 | $3,014 | $3,920 |
Total Monthly Payment | $4,313 | $4,313 | $5,219 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.