One or more photo(s) has been virtually staged. New Price Improvement and seller offering concessions towards buy down points and gravel driveway! This 4 bed 2 bath home with 2 car garage and a bonus 5th room used for an office or a den on a quarter acre lot. This home has been fully remodeled with permits and is situated on a fenced in lot with ample backyard and parking. This home features a brand new 2024 roof, New insulated vinyl windows, sliders, doors inside and out, new luxury vinyl flooring and baseboards. Walk into this spacious home with a large open concept living and dining room, a large u-shape granite kitchen with all new wood shaker cabinets, electrical, hardware and brand new samsung stainless steel applainces. Spacious bedrooms, a large primary bedroom with ensuite remodeled bathroom with stand in shower and modern finishes. Laundry room in garage with laundry sink and a bonus storage room in the garage. Additonally, new Rheem water heater, a fully serviced and functional 3. 5 TON HVAC system, updated electrical, light fixtures and plumbing throughout. This affordable beautiful home is located in the heart this sought after South Lakeland neighborhood, enjoy an HOA free home giving you freedom to live without restrictions and added cost, just minutes from Polk Parkway offers easy access to I-4, ensuring effortless commuting and travel to Orlando and all its attractions or Tampa just 45 minutes west. Book your showing soon and make this central Florida gem of a home yours today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $291,992 | $291,992 | $291,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $324 | $324 | $324 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,943 | $1,941 | $2,504 |
Total Monthly Payment | $2,342 | $2,340 | $2,903 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.