SELLER'S MOTIVATED!! BRING OFFERS!! 15K PRICE DROP!! Find your slice of Florida paradise nestled in the heart of Palmetto! Welcome to the Fairways at Imperial Lakes—a premier community that combines luxury living with the charm of golf-course surroundings, without the obligation of membership. This exceptional 2-bedroom, 2-bath home, with a flexible office/den that can easily serve as a third bedroom, is designed with elegance and comfort in mind. From the moment you step inside, you’ll be greeted by a spacious, light-filled living area with direct access to a large covered lanai overlooking a beautiful pond, setting the stage for serene mornings and peaceful evenings. The home features a thoughtful split floor plan, ensuring privacy and convenience. The heart of the home is a beautifully appointed kitchen with a breakfast nook, leading into a formal dining space, perfect for entertaining. The master suite is a private haven, with lanai access, a lavish bathroom featuring dual vanities, a walk-in shower, and an oversized closet. Additionally, this home boasts a second comfortable bedroom and a versatile den/office space. Recent updates have enhanced the home's appeal and provided peace of mind for the new owners, including a BRAND NEW ROOF installed in September 2022, a NEW HVAC system installed in 2019, and NEW LVP flooring added in 2023. Plus, enjoy low HOA fees & no CDD. Conveniently located near major transportation routes including I-275 and I-75, the allure of St. Pete, Tampa, Bradenton, and Sarasota is just a stone's throw away, ensuring that you're always well-connected to the pulse of the city. This property is not just a home; it’s a lifestyle, offering the perfect blend of luxury, comfort, and convenience. Ideal for first-time homebuyers, families, couples, or those seeking a second home, it promises low insurance costs and energy efficiency. Don’t miss out on this meticulously maintained, move-in-ready gem. Schedule your showing today and come home to the beauty and tranquility of Palmetto, Florida!
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,999 | $319,999 | $319,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $408 | $408 | $408 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,129 | $2,127 | $2,744 |
Total Monthly Payment | $2,612 | $2,610 | $3,227 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.