Under contract-accepting backup offers. One or more photo(s) has been virtually staged. A rare opportunity to own a spacious first-floor condominium with 1, 134 square feet, two bedrooms and two baths in Heron Harbour, less than 10 minutes from the sugary sands on Anna Maria Island! You will love this spotless ground-floor corner home outfitted with a beautiful kitchen with granite countertops, a breakfast bar, plenty of cabinets for extra storage space plus a stacked washer and dryer. The large primary bedroom provides a walk-in closet and an additional closet in the en-suite bath. The second bedroom is roomy with a shared guest full bath with a walk-in shower. Enjoy open living in the living and dining room all flowing together as one. Step out through the sliding glass doors to the screened-in patio to enjoy your morning coffee or evening beverage. The roof was replaced on the building in 2023 and Air-conditioning unit installed in 2021. This home also provides a deeded covered carport #47. The friendly community has 38 units and offers a variety of amenities, including a heated pool, clubhouse, tennis court, barbeque area, beautiful trees and lush landscaping. The association fee includes cable, high speed internet, insurance, water, sewer and trash. No age restrictions. The new owner must own one year before being allowed to lease. No pets allowed. Grocery shopping and a variety of restaurants are only a five-minute walk from the condominium. Only a short drive to IMG Academy, Sarasota/Bradenton airport, Cortez fishing village, Robinson Preserve, post office, shopping, boating, fishing and golfing. Schedule an appointment to see this condominium today.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $135,920 | $135,920 | $135,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $232 | $232 | $232 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $904 | $903 | $1,146 |
Total Monthly Payment | $1,211 | $1,210 | $1,453 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.