Ready for offers! Adorable bungalow that embodies the best of living in trendy Riverside! Beautifully prepped for sale, this home has a brand new roof (June 2024), new water heater (June 2024) along with freshly painted interior. Situated on a spacious lot, this home exudes tons of character and charm and includes a shed in back for additional living space to use how you wish! The front porch welcomes you and is the ideal place to relax and greet neighbors. Step inside to gleaming wood floors into the living room with brick fireplace with mantle and mirror. Beautiful moldings and casings highlight the special nature of this home. The living room flows to the spacious eat-in kitchen with tile floors, large dining area, wood cabinetry, solid surface counters and stainless appliances. The kitchen flows to the utility room that is a flexible area with room for your washer & dryer and a great place for storage, crafts, hobbies, etc.
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Our Executive Mortgage Banker:
Our Insurance Division:
$304,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $243,920 | $243,920 | $243,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $170 | $170 | $170 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,623 | $1,621 | $2,057 |
Total Monthly Payment | $1,868 | $1,866 | $2,302 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.