This spectacular move-in-ready home is located on a quiet street within the community and is situated on an over-sized lot with a "Serene Water View" and no backyards neighbors in sight! The extended covered/screened lanai is the perfect place to relax, entertain, or enjoy your morning coffee while watching the breathtaking Florida sunrise. The well-maintained brick paver driveway and walkway, barrel tile roof and lush landscaping add a touch of elegance to the exterior. This home does not require lender flood insurance and is designated as a flood zone X due to the higher elevation. Nestled within Valencia Lakes, Tampa Bay's Premier 55 plus resort community, this open concept Positano model offers 2 bedrooms, plus large den, 2 bath, 2 car garage. This elegant home is loaded with custom built-ins, trim work and décor that makes it feel like a professionally decorated model home. This home includes many upgraded features such as: New HVAC 2021, New water heater 2021, insulated garage door, crown molding, shiplap accent walls, designer lighting and ceiling fans, 2" window blinds, extended screened/covered lanai, epoxy garage floor, Pelican whole house water filtration/softener system, hurricane shutters, gutters, garage overhead storage shelving, screened front entry and much more. As you enter this lovely home notice the 11 ft. high coffered ceiling in the foyer and open floorplan gives this home a light and airy feeling. Featuring large floor tile laid on a diagonal throughout all main living areas and engineered hardwood flooring in both bedrooms. The spacious great room features triple 8-foot sliders with direct access to the private lanai and is also open to the kitchen and informal dining room which includes an amazing built-in dry bar w/ wine fridge. The gourmet eat in kitchen features a custom built-in corner bench, granite countertops w/ single bowl undermount stainless sink, 18" extended granite serving bar, 42" raised panel white cabinets, cabinet pantry with roll out drawers, rollouts in cabinets, under/over cabinet lighting, glass doors/shelves with downlighting, subway tile backsplash, upgraded Samsung stainless steel appliances, cabinet panel package and more. The primary suite features a coffered ceiling with natural wood shiplap, crown and wall molding, 2 walk-in custom built-in closets and a private water view. The primary bath retreat has separate vanities, granite countertops, white raised panel cabinets, and large walk-in shower with seat, grab bar, handheld faucet and tile to the ceiling. The spacious den includes double 8-foot entry doors and showcases a custom built-in workspace. The 2nd bedroom is away from the primary suite, providing maximum privacy for your guests. This bedroom has designer wallpaper and wall sconces that really brighten up the room. Bath# 2 includes a tub/shower w/ tile to the ceiling, granite countertops with a "banjo top" and 36' white raised panel cabinets. The separate laundry room has white cabinets for additional storage, a utility sink w/ cabinet, and large capacity Samsung front load washer and dryer w/ pedestals. All this in Valencia Lakes, one of the most active 55 plus retirement communities within the Greater Tampa Bay area. Come see for yourself and experience the resort style lifestyle today with a 40, 000 clubhouse, 24 hr. fitness, pools, , tennis, clubs, pickleball, bocce ball, clubs, live shows, arts and crafts, walking paths and so much more. Schedule a showing today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $388,000 | $388,000 | $388,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $401 | $401 | $401 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,647 | $2,579 | $3,272 |
Total Monthly Payment | $3,123 | $3,055 | $3,748 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.