Welcome to beautiful Lithia Ridge! This gorgeous home features 4 spacious bedrooms, 2 ½ bathrooms, an oversized 3 car garage, and a screened in swimming pool and spa! There is tile flooring throughout the home so no carpet to worry about. As you first enter the home, the formal living and dining rooms are directly in front of you with a large sliding door bringing in glowing natural light and framing picturesque views of the pool. Two additional sliding doors are in the great room and the primary bedroom so you can open the whole back of the house up! The home office sits at the front of the house for privacy and quiet. Further in, the stunning kitchen will delight the chef of the home with granite counter tops, solid wood cabinets with plenty of storage, stainless steel appliances, and a separate eating area. The kitchen overlooks the great room where a wood burning fireplace will keep you cozy on those chilly winter evenings. All 4 bedrooms offer plenty of living space and the primary suite features an ensuite bathroom with a dual sink vanity, glass enclosed walk-in shower, and a large walk-in closet. Out through the sliding doors, you are greeted by your own tropical oasis with a gorgeous pavered and screened in lanai, heated pool and spa, and elegant waterfall. The yard is completely fenced in as well. Lithia Ridge is a quiet neighborhood with low HOA fees, no CDD, and access to top rated schools. You’ll also be in close proximity to many shopping and dining options. Don’t let this gorgeous home pass you by! Schedule your showing today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $332 | $332 | $332 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,060 | $3,022 | $3,879 |
Total Monthly Payment | $3,484 | $3,446 | $4,303 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.