One or more photo(s) has been virtually staged. Canal home that stayed HIGH AND DRY during Helene! PRICE IMPROVEMENT! Your backyard oasis awaits! This charming home is nestled on a quiet street in the heart of South Tampa and has abundant curb appeal! NEW ROOF INSTALLED IN 2023 AND HOME HAS JUST BEEN TREATED FOR TERMITES AND COMES WITH TRANSFERABLE WARRANTY! Kayak or paddleboard from your canal with direct access to Tampa Bay! This home utilizes every square foot, maximizing functionality. The living room/dining room combo provides a versatile space for gatherings. The well appointed kitchen boasts stainless steel appliances, granite countertops, new tile backsplash and hardwood cabinetry. All windows are double paned and feature plantation shutters. Home exudes a light and bright ambiance with the entire interior having just been painted a neutral designer color which lends itself to a welcoming atmosphere. Additionally, brand new carpet has been installed in all. Other highlights include: one year old hot water heater, crown molding and both bathrooms have brand new vanities. The oversized one car garage features a washer and dryer setup, adding convenience to everyday living. Home sits on a gorgeous lot with mature landscaping and is at the end of the Tampa Bay canal. The serene backyard features a seawall and canal that is lined with mangroves that add an extra layer of tranquility and privacy. It's the perfect backdrop, inviting residents to relax and unwind in a serene setting right at their doorstep. Walking distance to restaurants, and minutes away from Tampa International Airport, Downtown Tampa, St. Pete, the beautiful Gulf Beaches, shopping and all that Tampa has to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $240 | $240 | $240 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,711 |
Total Monthly Payment | $3,259 | $3,256 | $4,043 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.