$170, 000 PRICE IMPROVEMENT! PARTIAL WATER INTRUSTION, but out of an abundance of caution the home was PROFESSIONALLY remediated including a 2024 BRAND NEW TILE ROOF! BUYER CAN ASSUME FLOOD POLICY! Your canvas awaits as you discover your dream home in the highly desirable Punta Gorda Isles (PGI) neighborhood. This exceptional property, situated on a corner lot with a circular driveway, offers ample parking and easy access. Located on a cul-de-sac, it ensures peace and privacy with limited traffic. The seller is extending an exceptional opportunity for buyers interested in this beautiful home. Boating enthusiasts will love the direct sailboat access to Charlotte Harbor via the Ponce Inlet, providing quick, unrestricted access to the water. The large screened lanai, with its southwest exposure, guarantees gorgeous sunsets over the canal, making it perfect for relaxing or entertaining. An outdoor shower adds convenience for post-swim or gardening clean-up, while large shade trees enhance the backyard's beauty and provide a cool retreat. With over 2000 sqft of living area, this spacious split bedroom floorplan offers comfortable living for families of all sizes. The oversized 2-car garage provides additional storage options for your needs. PGI is nearly 95% developed, making it a highly desirable area for owning and investing. The community maintains the seawalls, ensuring well-maintained waterfront property. Dedicated biking and walking trails allow you to explore the scenic surroundings of PGI, while the historic downtown Punta Gorda offers a charming area filled with shops, restaurants, and cultural attractions. Fisherman's Village, a waterfront destination with boutiques, dining, and a marina, is nearby. The local farmers market is rated #1 small market farmers market in Florida and among the top 5 small market foodie communities.
Charlotte Harbor, home to approximately 400 dolphins, offers incredible wildlife viewing. With world-class fishing and a nature lover’s paradise, there are endless opportunities for enjoying the natural beauty. The property is less than 10 minutes from Punta Gorda Airport, ensuring convenient travel and accessibility.
This home isn’t just a house; it’s a lifestyle. Imagine evenings spent on the lanai, watching the sunset over the canal, and weekends exploring the rich natural beauty of Charlotte Harbor. Whether you're an avid boater, a nature enthusiast, or someone who appreciates the finer things in life, this home offers it all. Don’t miss this rare opportunity to own a piece of paradise in Punta Gorda Isles. Contact us today to schedule your private tour and see why this home is perfect for you!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $298 | $298 | $298 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,156 | $2,127 | $2,699 |
Total Monthly Payment | $2,529 | $2,500 | $3,072 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.