Under contract-accepting backup offers. This peaceful MOVE IN READY HOME in Southwest Florida lifestyle awaits you. . . this home offers you peace of mind with HURRICANE IMPACT WINDOWS, a newer Carrier brand AC compressor, newer hot water heater AND A YOUNG ROOF THAT WAS INSTALLED IN 2018. Open the door of this home with lake views in the welcoming 55+ community of Center Gate that is dog friendly, people friendly, has a heated community pool and offers an ideal location close to I75, shopping, restaurants and is only ~20 minutes from the Gulf Beaches. The association fee is one of the lowest in all of Sarasota County! This cozy, light, bright, fresh and clean 3 bedroom, 2 bathroom, 2 car attached garage with inside laundry is ready for you to own it for your own enjoyment. Hard flooring sprawls throughout, newer stainless steel appliances, freshly painted interior, a remodeled master bathroom and the kitchen, family room and enclosed lanai offer beautiful views of the peaceful lake that is frequented by beautiful wildlife. . . this can be your own serene sanctuary in the sun. The grass and shrubbery maintenance is included in the monthly HOA fee. The location of this home is amazing! It is close to I-75, shopping, restaurants and to the bus line. Come see, come sigh and make this ez living home your own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$380,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $304,000 | $304,000 | $304,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $305 | $305 | $305 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,023 | $1,997 | $2,564 |
Total Monthly Payment | $2,403 | $2,377 | $2,944 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.