Welcome to Botanica Lakes in Fort Myers, Fl! This two story three bedroom, three bathroom, two car garage home offers over 1, 800 square feet of living space and is ready for you to move right in. The main living area and kitchen are located on the first floor with all of the bedrooms and laundry closet on the second floor. Enjoy spending time outside on the patio under the gazebo and fully fenced yard - a great bonus if you have pets! A few main features of the home include new roof October 2024, impact resistant windows, six year old A/C system, four year old water heater, one year old washing machine and 5 year old dryer, and newer laminate floor in the master bedroom and on the stairs. The community of Botanica Lakes offers a wonderful variety of resort style amenities including a large swimming pool and hot tub, a children's splash pad and playground, bike and jog path, tennis and basketball courts, dry saunas, fitness room, yoga/dance studio, and community center that offers year round events. The monthly homeowners association fee is currently $380 per month and includes Comcast cable and home internet, Vector home security, 24-hour guarded front entry gate, professional management, use of all the community amenities, home and community lawn/land maintenance, and trash and recycling pickup. In addition, the community is conveniently located nearby plenty of shopping centers, Topgolf, Southwest Florida International Airport, and I-75 for quick access on and off of the interstate. Seller will consider concessions towards closing costs and rate buy down.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $284 | $284 | $284 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,124 | $2,097 | $2,692 |
Total Monthly Payment | $2,483 | $2,456 | $3,051 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.