On Top of The World - This 1400 sq ft 2 bedroom, 2 bath 3rd-floor center condo is conveniently located near the East Community Center and within walking distance to the golf course! Florida living at its finest! You’ll notice the love and care put into this updated condo. Enter to the spacious and open living room/dining room combo with laminate flooring and coastal colors. It’s like living in a coastal resort. The kitchen is light and bright with granite countertops, a new dishwasher, and an added pantry and beverage station. The Family room has a wall of windows to let in the natural light, a view of the community green space, and a storage closet. The updated master suite feels like a retreat with an x-large closet, laminate flooring, and an updated private bathroom complete with a walk-in shower. The spacious second bedroom has a large closet and laminate flooring with the guest bath right down the hall. Hurricane windows installed, HVAC 2019, Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for resident owners. There are two swimming pools; one is heated. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios and a woodshop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has snacks and take-n-bake meals. The OTOTW community has free bus service as well as additional transportation options available including wheelchair service. A variety of medical resources are located nearby. It is a short drive to some of Florida's famous Clearwater Beach. Close to shopping, restaurants, and entertainment. Schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$220,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $176,000 | $176,000 | $176,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $185 | $185 | $185 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,201 | $1,170 | $1,497 |
Total Monthly Payment | $1,461 | $1,430 | $1,757 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.