9/2/2024 ACCEPTED OFFER CTS Set back in a private park like setting awaits one level living in this impressive three bedroom, two bath home. Through the front door along the northerly side of the home you'll find your family or gathering room with a cozy wood burning fireplace, vaulted ceiling and an abundance of natural light throughout. The east wing includes two generously sized bedrooms with a full bathroom with a shower and skylight and plenty of hall closet space. Back to the mid and southerly section of the home, is your open kitchen and dining area which includes a breakfast area off of your deck surrounded by views of the sites enchanting landscape and sprawling yard. The primary bedroom with large ensuite bathroom occupies the westerly section of the home where there is also a separate laundry room. There is both interior and exterior access to the full basement which includes the storage of the utilities. There are endless possibilities for this open space and is partially heated. The two-car garage is attached and conveniently situated for easy drive in access with plenty of space for maneuvering and parking outside the home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$569,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $455,200 | $455,200 | $455,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | $607 | $607 | $607 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,877 | $2,874 | $3,717 |
Total Monthly Payment | $3,575 | $3,572 | $4,415 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.