This exquisite ground-floor condo, nestled within the Cove Cay Golf Course Community along Tampa Bay, offers unparalleled and quick access to both Tampa and Downtown St. Petersburg. It boasts breathtaking views, spacious interiors, and numerous tasteful upgrades. It is just waiting for your finishing touches! Entering through the private foyer you will find an expansive kitchen featuring new appliances and ample space for an eat-in area overlooking your cozy front porch. The bright and open living room includes a separate dining area and room-wide sliding doors that lead to a screened porch with lush panoramic views of the golf course and pristine landscaping of the community. The main living space features new vinyl plank flooring, while the primary bedroom offers new plush carpeting, dual closets (including a walk-in, ) private access to the Lanai, and an ensuite bath complete with a designated vanity area and updated fixtures. The unit has a convenient laundry room with a full-size washer and dryer, as well. Fresh paint throughout enhances the condo's clean, inviting feel. Enjoy the convenience of your assigned carport, just steps from your front door, while the nearby pool, spa, and recreation clubhouse offer relaxation and entertainment directly across from your building! Enjoy the peace of mind that comes from the 24-hour gated security and exceptional management team on premises to help you anytime. Take in the sun and enjoy the bay breezes as you explore the mangrove framed waterfront trails, access the waterfront golf course, visit the Golf Club with it's full restaurant and plentiful community activities. Store or launch your boat from the marina with the additional convenience of kayak and jetski rentals, as well as a fully stocked bait shop and dockside bar for unwinding after a day on the water. Cove Cay truly embodies a luxurious lifestyle.
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Our Executive Mortgage Banker:
Our Insurance Division:
$159,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $127,999 | $127,999 | $127,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $49 | $49 | $49 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $852 | $851 | $1,097 |
Total Monthly Payment | $976 | $975 | $1,221 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.