**UNIQUE DREAM HOME OPPORTUNITY!** This house comes with a locked in REDUCED RATE as low as 5. 875% (APR 6. 407%) as of 10/22/2024 through List & Lock™. This is a seller paid rate-buydown that reduces the buyer’s interest rate and monthly payment. Terms apply, please inquire for more information. Tucked away just MINUTES FROM THE BEACH on a serene street, this custom home offers tranquility and privacy. Prepare to be impressed. Homes this well-maintained and tastefully renovated rarely come available in this area and this home is loaded with all the extras you could dream of! You will fall in love with the spacious formal living room, which features beautiful waterproof luxury plank flooring that extends throughout the sprawling living area. Your custom kitchen is a true chef’s dream, featuring granite counters, all-wood cabinets, a welcoming breakfast bar, and stainless steel appliances. It's the perfect setting for culinary excellence, and enjoying gatherings both large and small. A large dining space is perfect for making family memories, enjoying dinner parties, and relaxing afternoons alike. The spacious great room boasts a custom stone wood-burning fireplace setting the perfect ambiance for entertaining. Huge spaces and tons of natural light create the ultimate luxury entertaining atmosphere. French doors lead to a custom paver patio, where you will enjoy Florida's breathtaking sunsets and prepare delicious meals on the outdoor grill. Convenience abounds, with the master bedroom suite located downstairs. An ensuite master bath complete with custom travertine flooring and luxurious walk-in shower create a true spa-like atmosphere. Two other large bedrooms are also located on the ground floor, ensuring plenty of space for everyone to spread out and relax. Upstairs, there is a large but cozy loft, complete with a reading nook, and tons of space for play or hobbies. A fourth dreamy bedroom offers quiet and rest, or a fantastic office. Practicality complements the home's beauty, with a 2019 roof and updated HVAC. Nature enthusiasts will love the proximity to Palma Sola Botanical Gardens, De Soto National Memorial, Robinson Preserve, and Geraldson’s Farm. For beach lovers, the beautiful Gulf beaches are just a short 5. 8-mile drive away. And for those who enjoy boating and watersports, the Palma Sola Causeway is a mere 1. 4 miles away, ensuring you're never far from adventure. This is your chance to own a piece of paradise in a prime location without deed restrictions. Bring your boat, RV, and all your toys – all are welcome here. Don't let this opportunity slip away. Schedule your showing today to make this exceptional residence your new home!
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $575,920 | $575,920 | $575,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $297 | $297 | $297 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,929 | $3,828 | $4,938 |
Total Monthly Payment | $4,318 | $4,217 | $5,327 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.