**Buyer to receive a lender credit for using our preferred Lender**Welcome to this delightful 3-bedroom, 1-bathroom home nestled on a generous 0. 42-acre lot. This well-maintained property boasts a host of recent updates and modern features, making it an excellent choice for comfortable living. Step inside to find a bright and inviting interior with no carpet and sleek granite countertops in the kitchen. The home is equipped with all appliances that are less than 2 years old, ensuring efficiency and convenience. A small bonus room with a closet offers versatile space that can be used as a den or additional bedroom. The property features a durable metal roof and has had its plumbing completely redone within the last 2 years. The fenced yard provides privacy and security, making it a great space for outdoor activities or pets. Situated right off 441, this home offers easy access to local amenities while still providing a tranquil setting. With well water and a septic system, the property combines convenience with a sense of self-sufficiency. This home is eligible for FHA and VA financing. Don’t miss your chance to own this wonderful home with modern updates and ample outdoor space. Schedule a viewing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$182,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $145,600 | $145,600 | $145,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $170 | $170 | $170 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $969 | $968 | $1,228 |
Total Monthly Payment | $1,214 | $1,213 | $1,473 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.