3495 Bay Front Drive, Hempstead (Baldwin Harbor), NY, 11510 | $1,030,000

$100, 000 PRICE REDUCTION. THIS HOME CHECKS OFF ALL THE BOXES YOU ARE SEARCHING FOR. *Stunning Bayfront Home in Bay Colony** HIGH AND DRY, THIS PRE-FAB HI RANCH WAS BUILT IN 2018. Nestled in peaceful Bay Colony SECTION OF Baldwin Harbor, this exquisite residence offers unparalleled views of Baldwin Bay. Designed for those who value tranquility and vast views of the south shore's waterfront, this modern home boasts three bedrooms, including a primary suite, with walk-in closet and balcony. Convenience is key with an upstairs laundry area, while the main living level features glass sliding doors leading to a spacious wrap around deck, ideal for entertaining or simply unwinding. Living room is highlighted by a cozy gas fireplace, and dining room, which can also serve as an office or family room, adds flexibility to your living space. Central AC and a half bath on the main level ensures comfort for guests. The property is a haven for water enthusiasts, with new bulkhead and a large walkout dock. Exclusive beach rights to Bay Colony's beach, along with your own sandy private beach, completes this offering. Experience the best of bay front living in this extraordinary home. Enjoy year round sunrises and moonlit evenings from your balcony. Don't miss this rare opportunity to own a piece of paradise in Bay Colony. Another idea! Maybe a summer home or a potential VRBO income producing rental. Check out the low taxes! Please be sure to watch the stunning video in the LINKS section above. , Additional information: Appearance : Diamond

Features

  • Town: Hempstead
  • Amenities: Powered Boats Allowed
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Year Built: 2018
  • Heating: Natural Gas, Solar, Forced Air
  • Cooling: Central Air
  • Basement: Walk-Out Access
  • Approx Sq. Feet: 1,766
  • Est. Taxes: $12,000
  • Lot Desc: Sprinklers In Front
  • View: Panoramic, Open, Water
  • Water Front: Yes
  • Elem. School: Meadow Elementary School
  • Middle School: Baldwin Middle School
  • High School: Baldwin Senior High School
  • School District: Baldwin
  • Appliances: Tankless Water Heater, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
  • MLS#: 3569707
  • Days on Market: 140 days
  • Website: https://www.raveis.com
    /eprop/3569707/3495bayfrontdrive_hempstead_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Nancy Scarola Real Estate Inc   Phone: 516-546-7503

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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3495 Bay Front Drive, Hempstead (Baldwin Harbor), NY, 11510

$1,030,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $824,000 $824,000 $824,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.500% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.746% 6.597% 6.158%
Monthly Tax Payment $1,000 $1,000 $1,000
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $4,874 $5,208 $6,953
Total Monthly Payment $5,999 $6,333 $8,078

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.