MOTIVATED SELLER!!! Welcome to your dream home! This beautifully updated 4-bedroom, 2-bathroom home in the heart of Saint Cloud in a quiet family friendly Neighborhood with NO HOA offers the perfect blend of modern amenities and comfortable living. The home features a brand-new roof (2023) and stylish new flooring throughout. The modern kitchen boasts new cabinets and stunning stone countertops, perfect for cooking and entertaining. Enjoy year-round swimming in your saltwater heated pool (2016) with a screened enclosure, and relax on the 34' covered lanai, ideal for outdoor dining. The property includes a 27' x 20' concrete parking slab/pad, providing plenty of space for parking and storage. Energy-efficient new windows (2020) and a new AC system (2019) ensure comfort in every season, while updated plumbing (2019) and new insulation (2020) contribute to energy savings. The home also features a stylish and modern new guest bathroom (2022). A 10 ft. x 14 ft. shed, equipped with water and electric, offers perfect storage or workshop space. The property is enclosed by a 6 ft. tall privacy fence with a large 15 ft. wide entrance gate for easy access, and includes a reliable 40-gallon water heater tank (2010) and well-maintained gutters and downspouts. This home is a true gem, offering both functionality and Beauty. The spacious layout, combined with modern updates and thoughtful features, makes it a perfect choice for families and entertainers alike. Don't miss out on this opportunity to own a piece of paradise in Saint Cloud, Florida. Contact us today to schedule a private tour and see all that this beautiful home has!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $363,600 | $363,600 | $363,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $150 | $150 | $150 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,511 | $2,450 | $3,093 |
Total Monthly Payment | $2,736 | $2,675 | $3,318 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.