Under contract-accepting backup offers. Location, location, location! Offering a delightful blend of comfort and convenience, this spacious 3-bedroom, 2-bathroom pool home sits on a large corner lot nestled in the highly sought-after Phillippi Gardens Neighborhood. Step inside to discover a thoughtfully designed interior featuring terrazzo floors, an open kitchen, and French doors leading to a large, enclosed Florida room, creating a seamless indoor-outdoor living experience. The private fenced yard (installed 2017 and cemented 2022) and expansive deck area around the pool provide the perfect setting for outdoor gatherings and relaxation. The property also includes a double carport and extra outside storage and laundry rooms. Also, all new gutters and fascias installed in 2019. Located in a no-flood zone and free from HOA, deed restrictions, and CDDs, this home offers flexibility and freedom. The Phillippi State Park and the seasonal Farmer's Market are less than a mile away. Additionally, the famous Siesta Beach is just a few miles away ensuring endless opportunities for leisure and recreation. With a prime location near shopping, restaurants, and a host of amenities, this home presents an exceptional opportunity to embrace the coveted Sarasota lifestyle. Don't miss the chance to make this delightful Sarasota residence your own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$508,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $406,400 | $406,400 | $406,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $380 | $380 | $380 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,704 | $2,701 | $3,485 |
Total Monthly Payment | $3,176 | $3,173 | $3,957 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.