Under contract-accepting backup offers. Welcome to your dream abode, where comfort meets charm in sunny Palm Harbor, FL! This 3-bedroom, 2-bathroom gem is just 1343 sqft of pure delight and located less than a mile from all the action of Downtown Palm Harbor. Imagine being steps away from the Pinellas Trail, Honeymoon Island, and just a short drive to the world-renowned beaches—life couldn’t get better! Step inside and be greeted by a flood of natural light that highlights the luxury vinyl flooring throughout the home. The kitchen is a chef’s paradise, featuring quartz countertops, soft-close cabinets, sleek stainless steel appliances, and a built-in breakfast bar that’s perfect for morning pancakes or evening wine. The split floor plan is ideal for those who value their peace and quiet, offering a sanctuary away from guests or family when needed. The generously sized second and third bedrooms provide plenty of space for family, guests, or even that home office you’ve always wanted. Both bathrooms are fully updated with stone counter vanities, and the primary bathroom boasts a beautifully tiled shower and a built-in linen closet—because everyone needs a bit of luxury in their life! The backyard? Oh, it’s a blank canvas ready for your masterplan—think tropical oasis, garden retreat, or the ultimate BBQ spot. Top it off with highly rated schools in the area and the proximity to Downtown Palm Harbor and Downtown Dunedin? You’re in the heart of it all!
Come for the home, stay for the lifestyle. This is your slice of sunshine waiting for you!
Refrigerator is on back-order will be installed before closing. Roof 2024, HVAC 2017, Water Heater 2024.
**Fecning that was damaged from Hurricane Milton is in the process of being replaced**
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Our Executive Mortgage Banker:
Our Insurance Division:
$435,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $348,000 | $348,000 | $348,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $339 | $339 | $339 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,257 | $2,228 | $2,890 |
Total Monthly Payment | $2,671 | $2,642 | $3,304 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.