Welcome to your dream waterfront retreat in the highly sought-after St James City! This remodeled pool home sits gracefully on a saltwater canal, offering direct Gulf access with no bridges, just minutes from Pine Island Sound. Imagine leisurely boating to Sanibel, Captiva, Fort Myers, Cayo Costa, and Boca Grande for breathtaking beach experiences.
This location is a paradise for fishing and boating enthusiasts, renowned for its world-class opportunities. The home itself boasts a durable metal roof and hurricane impact windows, ensuring peace of mind during storm seasons. Inside, the kitchen features granite countertops and a convenient breakfast bar, while the bathroom showcases a granite vanity top and a beautifully tiled shower.
A brand-new vinyl seawall installed in 2021 ensures durability and low maintenance, complementing the screened-in lanai and pool installed in 2018—perfect for relaxing after a day on the water. Nearby, indulge in the convenience of popular restaurants just a short walk or golf cart ride away.
Whether you're seeking a serene primary residence or a lucrative Airbnb investment, this property offers the ideal blend of comfort, luxury, and unparalleled waterfront living. Don't miss the chance to make this your own piece of paradise in sunny St James City!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$512,400
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $409,920 | $409,920 | $409,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $307 | $307 | $307 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,796 | $2,724 | $3,457 |
Total Monthly Payment | $3,195 | $3,123 | $3,856 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.