MOTIVATED SELLER! NEW ROOF AND NEW A/C IN 2024 for peace of mind! Whether you are looking for your first home, winter home, downsizing you'll love the comfortable feeling this home has. Citrus Springs was named for the crystal clear fresh water springs that exist in the area including the Rainbow River where you can ride down the river and see Mother Nature at her best. This home sits on a corner lot measuring a little over 1/3 of an acre. Other features are a large kitchen with newer vinyl plank flooring, newer stainless steel appliances, and a kitchen window that looks over the back yard. There is a screened in Florida room/patio under roof with sliding glass windows so whether rain or shine it's a comfortable room to enjoy your coffee. Citrus Springs offers lighted tennis courts, golf course, play area for the kiddo's and 46 miles of biking and walking on the Withlacoochee trail. You are also a short distance to the Gulf of Mexico or swimming with the manatees, kayaking, boating and plenty more to see. All of this and much more surrounding your new home. Citrus Springs is close proximity to larger cities and is the place to live. . . Best of all there are NO HOA FEES. Seller willing to give credit at closing towards closing costs or making some updates.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$222,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $178,000 | $178,000 | $178,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $61 | $61 | $61 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,199 | $1,183 | $1,501 |
Total Monthly Payment | $1,335 | $1,319 | $1,637 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.