St. Johns River Life at its Best! Join this special group by owning a Riverfront home in East Palatka Florida! Quant tucked away home on just under 1 acre with well over 150' of pristine St. Johns Riverfront. Step inside to the warmth of a pecky cypress walls and wood beams adorning the cathedral ceiling of a large open floor plan great room. Beautiful wood burning fireplace makes a statement with sliding glass doors on either side overlooking the awesome treed waterfront landscape. Dining where you choose, kitchen with wood cabinets and eat-in bar. Two bedroom, two bath, split. The owner suite offers a bonus sunroom/office/den, will make you feel as if your sitting outdoors. Owner bath has two vanities, large shower, and amazing walk-in closet, all wood shelves! 2nd Bedroom boasts beautiful view of River, lg walk-in closet and tub/shower combo. Utility off kitchen with pantry closet, and built in desk. Exits to 2 car garage, access to rear yard. Home has screened rear porch, huge new deck overlooking the water. What a great space to hold lots of guests while living the River life. Unbelievable western sunsets will completely amaze you. The waterfront is expansive! Shallow during low tide, you may enjoy sitting in the water, and sand barring with friends. Fishing, Kayaking, fishing, jet ski and observe awesome river wildlife. This area of the river is close to Downtown Palatka, and Riverfront Eating and establishments for miles! What a life! Come put your touch on this beautiful riverfront home. St. Augustine and beaches 30 minutes away. A must see!
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Our Executive Mortgage Banker:
Our Insurance Division:
$749,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,920 | $599,920 | $599,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $577 | $577 | $577 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,991 | $3,941 | $5,059 |
Total Monthly Payment | $4,660 | $4,610 | $5,728 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.