217 Birchwood DRIVE, Palm Coast, FL, 32137 | $564,900

TWO RESIDENCES- or extended family home! Incredible opportunity to own a beautifully built Luxury Home with Mother-In-Law Suite/apartment right on a fresh water Preserve! The apartment has a separate entrance or can be accessed from the main house via garage. This would make an excellent AIR-BNB or use it for two separate family living spaces. NO HOA & NON-FLOOD ZONE so make sure you bring all of your water toys to experience worry free living. Because this concrete block home is still so very new, everything inside is still in tip top shape with top-of-the-line appliances, counter tops and floors. Definitely spacious living at its best. Palm Coast is a highly desired place to live because of it's convenient location to both historic St. Augustine and the face paced lifestyle of Daytona Beach . . . you get the best of both worlds while living at your own pace. Year-round boating, canoeing, kayaking, walking, bicycling & golf, shopping and restaurants are all available just minutes away.

Features

  • Rooms: 7
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: In Kitchen, Laundry Closet
  • Year Built: 2021
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,208
  • Acreage: 0.23
  • Est. Taxes: $5,153
  • Elem. School: Belle Terre Elementary
  • Middle School: Indian Trails Middle-FC
  • High School: Matanzas High
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: FC299802
  • Days on Market: 244 days
  • Website: https://www.raveis.com
    /prop/FC299802/217birchwooddrive_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/26/2024 11:17:09 PM)
Listing courtesy of ENGEL & VOLKERS ST. AUGUSTINE (FLAGLER BEACH)   Phone: 386-338-0326

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

217 Birchwood DRIVE, Palm Coast, FL, 32137

$564,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $451,920 $451,920 $451,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $429 $429 $429
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,121 $3,045 $3,844
Total Monthly Payment $3,642 $3,566 $4,365

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.