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46 S Ohioville Road, New Paltz, NY, 12561 | $535,000
This beautifully maintained raised ranch is located on just under half an acre of land. The first level has 3 bedrooms, a full bath, a large kitchen. There is a separate dining room and living room as well. Hardwood floors throughout the entire first level of the home! There is a finished basement with another bedroom, den or office area, full bath and large room that could be another bedroom or even potential for rental income. No problem parking here as there is a large semi circle driveway and an attached 1 car garage. You also will have plenty of storage space with three sheds/outbuildings on the property. The home will be great for entertaining with its above ground pool and large yard. To help with keeping cost down the heating/cooling system has been updated with mini splits. You can experience all of New Paltz as you will be within minutes of the village where you will be able to enjoy shopping and restaurants. Close by you will also find the Rail Trail and the Walkway over the Hudson. The NYS Thruway, Metro North and Trailways Bus are all within 20 minutes or less! **Selling AS IS**
Features
- Rooms: 11
- Bedrooms: 4
- Baths: 2 full
- Style: Raised Ranch
- Year Built: 1965
- Garage: 1-car Attached
- Heating: Electric, Heat Pump
- Cooling: Ductless
- Basement: Finished
- Approx Sq. Feet: 2,090
- Acreage: 0.46
- Est. Taxes: $8,745
- Lot Desc: Part Wooded
- Elem. School: Duzine School
- Middle School: New Paltz Middle School
- High School: New Paltz Senior High School
- School District: New Paltz
- Pool: Above Ground
- Appliances: Dryer, Microwave, Oven, Refrigerator, Washer
- MLS#: 3569802
- Days on Market: 99 days
- Website: https://www.raveis.com
/prop/3569802/46sohiovilleroad_newpaltz_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
46 S Ohioville Road, New Paltz, NY, 12561
$535,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $428,000 | $428,000 | $428,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
| Monthly Tax Payment | $729 | $729 | $729 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,847 | $2,812 | $3,609 |
| Total Monthly Payment | $3,668 | $3,633 | $4,430 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535