Under contract-accepting backup offers. Welcome home! This lovely four-bedroom, two and a half-bath home in the heart of Plant City offers both modern charm and retro vibes in all the right ways. Enjoy mornings on the front porch in the shade, looking out towards the quiet street with a small town feel. Notice the nostalgic stained-glass window detail on the front door upon entering. The living room at the front of the house is light and bright with many windows and high ceilings. A gorgeous wide plank laminate flooring has been installed throughout most of the home offering easy maintenance and durability. No carpets here! The kitchen is right off the living area and has been totally renovated with updated counters, cabinetry, and tile flooring. The addition of recessed and pendant lighting creates a bright and cheerful space to cook or entertain. Sliding pull out shelves and a secondary prep sink are some added details that make working in this kitchen a breeze. There are plenty of seating options too, either at the breakfast bar for busy mornings, or a large more formal dining area. The circular floorplan continues with connections to a secondary bedroom, currently being used as an office. The ensuite bath in this room would make it perfect for a guest bedroom, offering privacy. The master bedroom is beyond spacious with plenty of room for a study space, workout area or additional furniture. The master offers an ensuite bathroom, walk-in closet and access to the breezeway. Adventure awaits in the nearly half acre backyard, filled with mature landscaping including pineapple plants, a peach tree and a producing mulberry tree. The backyard is fully fenced to contain kiddos or pups! The addition of the screened in lanai is a must in Florida. You can enjoy evenings bug free while you watch the sunset. The breezeway is an original vintage feature of the home that can be utilized in many ways. It is currently air conditioned with a window unit, allowing for a cool area to craft, hobby, or use as a flex room. The workshop off the breezeway contains the laundry. From the breezeway, you can access the 3-bay carport, the interior of the home or the screened lanai. Important upgrades during ownership include roof (2021), full kitchen remodel (2019), electrical updated (2019), screened lanai addition (2017), flooring replaced throughout (2021), exterior repaint (2022), and water heater (2015). Conveniently located near shopping, dining, and major highways (I4) for an easy commute to Lakeland or Tampa. Welcome home!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $299,200 | $299,200 | $299,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $179 | $179 | $179 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,041 | $1,989 | $2,523 |
Total Monthly Payment | $2,295 | $2,243 | $2,777 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.