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223 14th AVENUE N, St. Petersburg, FL, 33701 | $1,100,000
NOT IN AN EVACUATION ZONE - HIGH AND DRY - NO FLOOD INSURANCE NEEDED! PLUS - OWNER FINANCING IS POSSIBLE!! Here is a great opportunity for you! Live in this adorable Old NE, 2/1 bungalow and then rent both 1/1 garage apartments. The rents could pay your mortgage! Each apartment has a separate one car garage while the main house has a 2 car garage! Fully fenced yard can be shared by all. The main house is 864 s/f with a 96 s/f screened back porch where the washer and dryer reside. It has the original hex-tiles in the kitchen and bath. A classic claw-foot tub and many original door knobs add to the charm of this adorable bungalow. The kitchen has been remodeled with new appliances as well as wooden cabinets and in the primary bedroom is a newly built-in closet system. Original wood floors have been refinished, new paint inside and out, and a new roof (Nov 2023) complete the picture. Moving onto the two garage apartments, you will find two brand new units, each approximately 532 s/f. New roof (Nov 2023) here as well. Newer windows (2021), new plumbing (2024), new mini splits for extra cooling (2024) and new cabinets, flooring, and appliances. From your prime location you can walk to First Watch for breakfast (or Sunday Brunch), walk to Smoothie King for an afternoon treat, then to Burger Monger or The 4th Street Shrimp Store (to name just a few nearby restaurants) for dinner. Need a quick gift? Marion's on 4th is right there too! You are going to love living here!
Features
- Rooms: 15
- Bedrooms: 4
- Baths: 3 full
- Lot Size: 47 x 134
- Laundry: Inside
- Style: Bungalow
- Year Built: 1921
- Garage: 4-car On Street, Split Garage, Underground
- Heating: Central, Electric, Other
- Cooling: Central Air, Mini-Split Unit(s)
- Approx Sq. Feet: 1,928
- Acreage: 0.14
- Lot Size: 47 x 134
- Est. Taxes: $18,264
- Lot Desc: Corner Lot, City Lot, Landscaped, Sidewalk
- Elem. School: North Shore Elementary-PN
- Middle School: John Hopkins Middle-PN
- High School: St. Petersburg High-PN
- Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: U8252029
- Days on Market: 118 days
- Website: https://www.raveis.com
/eprop/U8252029/22314thavenuen_stpetersburg_fl?source=qrflyer
Listing courtesy of DALTON WADE INC Phone: 888-668-8283
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
223 14th AVENUE N, St. Petersburg, FL, 33701
$1,100,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $880,000 | $880,000 | $880,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.620% | 6.735% | 6.806% |
| Monthly Tax Payment | $1,522 | $1,522 | $1,522 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,708 | $5,635 | $7,726 |
| Total Monthly Payment | $7,355 | $7,282 | $9,373 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388