Why You Need This House:
• It didn’t even lose power. While other homes were playing hide-and-seek with the lights, this one was Netflix and chilling like a champ.
• Storm Surge? Ha!: The storm surge didn’t even make it to the street. So, no need to worry about transforming your living room into an indoor pool. This house is close to the water and the Intracoastal, but despite being perfectly positioned for boat-watching and beautiful sunsets, it has never flooded. Not even during the worst storms. You get the view without the wet socks.
• Always On!: When the rest of the neighborhood was running on candles and hopes, this house kept the lights on. It’s basically the hero of the block.
• Zero history of “I told you so” flooding – because that’s not fun.
Hope this listing brings some smiles while still highlighting the home’s strengths!
Welcome to beautiful Dunedin! This charming 3-bedroom, 2-bathroom split floor plan home offers a perfect blend of Florida beach town living and modern upgrades. Originally built in the 1950s, this block home has been transformed into a peaceful retreat. The spacious, spa-like master bathroom features a grand walk-in shower with dual shower systems and a bench for two. The open-concept kitchen, complete with an island, seamlessly flows into the living area, making it ideal for entertaining.
Recent updates include a new roof (August 2023), new impact windows (March 2024), a 2015 HVAC system with updated ductwork, and new insulation. The home also features Romex wiring, a newer 200-amp panel, CPVC water lines, and PVC sewer lines.
Located in Dunedin’s golf cart zone, the property is just a short walk along Edgewater Drive, offering ocean views, or a quick trip on the Pinellas Trail to downtown Dunedin. Plus, it’s in the highly desirable Flood Zone X. Nestled on a rare neighborhood circle, this home offers added privacy with comfortable space between neighbors.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $594,399 | $594,399 | $594,399 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $76 | $76 | $76 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,955 | $3,951 | $5,013 |
Total Monthly Payment | $4,123 | $4,119 | $5,181 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.