Under contract-accepting backup offers. Welcome home to this beautiful two-story condo in the heart of Dr. Phillips! As you enter this gated community called Phillips Bay, you will be impressed with the architecture featuring mixed Stone fronts and winding roads. This charming 3 bed, 2 bath home offers a unique blend of privacy and natural beauty. The light natural colored floors make the home feel warm and cozy. The living room has french doors that lead out to the covered and screen private porch. The separate dining area provides the perfect space for entertaining and creating lasting memories with loved ones. The large kitchen, complete with stainless steel appliances, offers ample space for culinary creativity and storage. The spacious master bedroom boasts a large walk-in closet, dual sinks, a separate shower, and a bathtub, providing a peaceful retreat. The versatile third bedroom offers flexibility as a home office, catering to your lifestyle needs. Additionally, the home features a one-car garage with ample storage space, adding convenience to your everyday living. Take advantage of the community's amenities which include pool, gym, and clubhouse. In this desirable area you are just 1 mile from the famous Restaurant Row, Universal, and short drive to many other popular amenities in Dr Phillips. You'll have access the top-rated schools, entertainment venues, and major highways.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $268 | $268 | $268 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,262 | $2,260 | $2,915 |
Total Monthly Payment | $2,605 | $2,603 | $3,258 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.