Stunning and barely lived in! Don’t miss this luxury 2 br, 2 bath home with office or den that was built by Ernie White Construction, located in the premier gated 55+ community of Lake James. Boasting almost 2000 sf of living space, this home has an open floor plan, great room, dining room, office or den, and inside laundry with utility sink. Master bathroom suite has a walk-in shower, double sinks, and huge walk-in closet. Community amenities include a heated pool, clubhouse, fitness center, meeting/card/game room, library, walking trails, shuffleboard, bocce ball, and horseshoes. Lawn care, lawn spraying, Spectrum cable, and internet are also included. This home is loaded with upgrades including quartz countertops, stunning gray kitchen cabinetry, high end appliances, upgraded lighting fixtures, 8 feet doors, crown molding, plantation shutters, new Addison Dicus carpet in the bedrooms, security alarm, air-conditioned garage, epoxy pebble coated flooring in the garage, rain gutters, St. Augustine sod, beautiful landscaping with irrigation system, and a paver driveway and screened-in lanai (with shades for additional privacy) boasting pavers that have been cleaned and sealed. This is maintenance free, Florida living at its finest.
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Our Executive Mortgage Banker:
Our Insurance Division:
$519,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $415,200 | $415,200 | $415,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $442 | $442 | $442 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,797 | $2,760 | $3,501 |
Total Monthly Payment | $3,331 | $3,294 | $4,035 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.