Welcome to this beautiful, like-new, 3-bedroom, 2-bathroom, 2-car garage, 1, 448 square foot home located in the Copperspring community with a low quarterly HOA! This Annapolis model, built by Lennar in 2022, is situated on a tranquil dead-end/cul-de-sac street with no thru traffic. With 8 years remaining on the builder's 10-year structural warranty and metal hurricane shutters, you can move in with peace of mind and a sense of security. As you enter, you'll be greeted by a cozy covered front porch, perfect for relaxing mornings or evenings. The home's interior boasts an open-concept design, seamlessly blending the kitchen, dining, and living areas. The living room and kitchen feature tall ceilings, enhancing the spacious feel of the home. The kitchen is equipped with newer GE appliances, an oversized Kraus stainless steel sink, white shaker cabinets, and a convenient breakfast bar. Enjoy the durability of tile flooring throughout the common living spaces and bathrooms, with the comfort of carpet in the bedrooms. The master suite features an ensuite bathroom with a spacious walk-in closet. Step outside through the sliding glass door to the fully fenced backyard, complete with vinyl fencing for privacy and an expanded concrete slab, ideal for outdoor entertaining. The Coppersping community is one of the newest communities in New Port Richey and offers a gorgeous community pool and a playground. The community is conveniently located on State Road 54 with convenient access to US 19 for trips to the Gulf beaches to the south and the Nature Coast to the north. A short drive east takes you to the Suncoast Parkway which offers direct access to all things Tampa. This home combines modern amenities, stylish design, a serene setting, and a fabulous location, making it the perfect starter home or smaller home for those looking to downsize. Don't miss the opportunity to own this gem — schedule your private showing today!
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Our Executive Mortgage Banker:
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$380,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $304,000 | $304,000 | $304,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $504 | $504 | $504 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,074 | $2,020 | $2,607 |
Total Monthly Payment | $2,653 | $2,599 | $3,186 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.