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2859 Oak Tree LANE, Palm Harbor, FL, 34684 | $515,000
Under contract-accepting backup offers. Exuding comfort and style, this captivating single-family home in Palm Harbor's sought-after and established Rustic Oaks community offers a seamless blend of modern living and convenience. Zoned for Palm Harbor University! The home's interior is highlighted by new vinyl flooring throughout the main living areas, ensuring both durability and a contemporary aesthetic. Fresh interior and exterior paint in neutral tones create a welcoming atmosphere, setting the stage for personalization. Step into the spacious covered, screened-in lanai, a perfect spot for entertaining or relaxation, seamlessly connecting indoor and outdoor living. The alfresco bar-style setup, accessible from the kitchen via a convenient window, enhances the home's appeal as an entertainer's dream. Privacy and functionality are key with the split bedroom floor plan, providing separation between the generous primary suite and the rest of the home. The primary suite features sliding doors opening to the backyard, flooding the space with natural light and offering a peaceful retreat. Nestled within the Rustic Oaks community, residents enjoy a safe and inviting environment with an optional, low HOA. Professionally landscaped grounds enhance curb appeal while providing a serene backdrop for everyday life. Situated in a prime Palm Harbor location, the home offers unparalleled convenience. Nearby walkable amenities include Publix Supermarket, Ross Dress for Less, and an array of dining options, with Trader Joe's soon to join the neighborhood. Outdoor enthusiasts will appreciate the proximity to the surrounding Downtowns, Honeymoon Island Beach, and the scenic 45-mile Pinellas Trail, perfect for leisurely strolls and bike rides. Discover the charm of living in Rustic Oaks, where modern comforts meet community camaraderie. Whether you're seeking a family-friendly neighborhood or easy access to Palm Harbor's vibrant offerings, this home presents an exceptional opportunity to embrace the Florida lifestyle to its fullest.
Features
- Rooms: 10
- Bedrooms: 4
- Baths: 2 full
- Lot Size: 80 x 120
- Laundry: Inside, Laundry Room
- Year Built: 1979
- Garage: 2-car
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,810
- Acreage: 0.22
- Lot Size: 80 x 120
- Est. Taxes: $1,636
- HOA Fee: $50 Annually
- Lot Desc: Landscaped, Near Golf Course, Near Public Transit, Sidewalk
- Elem. School: Highland Lakes Elementary-PN
- Middle School: Carwise Middle-PN
- High School: Palm Harbor Univ High-PN
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
- MLS#: U8248325
- Days on Market: 50 days
- Website: https://www.raveis.com
/prop/U8248325/2859oaktreelane_palmharbor_fl?source=qrflyer
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL Phone: 727-493-1555
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2859 Oak Tree LANE, Palm Harbor, FL, 34684
$515,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $412,000 | $412,000 | $412,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.125% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.398% | 6.285% | 5.510% |
| Monthly Tax Payment | $136 | $136 | $136 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,503 | $2,503 | $3,312 |
| Total Monthly Payment | $2,731 | $2,731 | $3,540 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388