19616 E 13th STREET, Umatilla, FL, 32784 | $254,000

REDUCED PRICE! Magnificent block construction property newly renovated, with a new roof in December 2023, integral air conditioning in 2024, and water heater in 2024, ideal for both primary residence and investment. This home stands out for its 3 bedrooms and 2 full bathrooms, all with high-quality finishes that combine elegance and functionality. The kitchen, completely modernized with new cabinets, features a quartz countertop and contemporary design, complemented by new appliances. The fully renovated bathrooms have top-notch finishes and quartz countertops, adding a touch of sophistication.

The property sits on a large plot of land, perfect for those who need additional space for large vehicles or trailers. Additionally, you can enjoy leisure moments on the covered terrace, ideal for family gatherings or relaxing outdoors.

Located in the quiet area of Umatilla, with NO HOA fees, this house offers the perfect combination of privacy and accessibility, being just 4 minutes from the Health Department and 6 minutes from the town center.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 123 x 115
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Year Built: 1958
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,515
  • Acreage: 0.32
  • Lot Size: 123 x 115
  • Est. Taxes: $990
  • Elem. School: Umatilla Elem
  • Middle School: Umatilla Middle
  • High School: Umatilla High
  • Pet Policy: Yes
  • Appliances: Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: O6178140
  • Days on Market: 193 days
  • Website: https://www.raveis.com
    /prop/O6178140/19616e13thstreet_umatilla_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/9/2024 6:06:59 PM)
Listing courtesy of AGENT TRUST REALTY CORPORATION   Phone: 407-251-0669

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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19616 E 13th STREET, Umatilla, FL, 32784

$254,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $203,200 $203,200 $203,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.042% 6.160%
Monthly Tax Payment $83 $83 $83
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,352 $1,335 $1,714
Total Monthly Payment $1,509 $1,492 $1,871

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.