RidgeBrook 3/2/Den model on Corner Lot with New Roof in 2024, 22kW Generac Whole-House Generator, Solid Surface Floors, Tankless Hot Water Heater and a 950+ SF North-Facing Screened Lanai with Saltwater Pool, located 0. 1 miles from High Vista's private clubhouse and amenity center. Expanded driveway and walkway to an under-roof front entry with 8 FT Pella double front doors. Central great room with 12 FT ceilings and triple patio doors to pool deck. Cozy family room with custom California Closets built-in entertainment center and extended tray ceiling over dinette area. Galley kitchen has 42” cabinets upper cabinets with end-caps and under-lighting, Corian countertops, dovetailed drawers, ceramic tile backsplash, rollout out drawers in lower cabinets and stainless-steel appliances. Primary en suite bedroom has custom California Closets in the bathroom and the 6x4 lighted walk-in closet, patio door to pool deck, tray ceiling, built-in closet and an expansive bathroom with updated level-entry shower. Split bedroom design offers privacy to guests with a full bath and linen closet between 2 guest bedrooms with extra storage shelves in both closets. Bay window in front Den. California Closets custom built-in cabinets in laundry. Lighted L-shaped exercise pool with depths of 3-5 FT has corner waterfall. Garage has electric rolling screen door, utility sink, 5 installed overhead racks for storage and pull-down ladder access to attic with some flooring. 500 gallon buried propane tank for generator. Roof replaced 2024. Exterior painted 2023. Tankless hot water heater (2020), generator (2015), HVAC (2013) serviced annually. 3 wall-mounted TVs are included in sale. Select furnishings available for sale separately. Sold As-Is. Ridgewood Lakes is a golf cart friendly community. $220 monthly High Vista HOA fee includes Spectrum internet and basic cable TV with 2 cable boxes, lawn mowing and exclusive access to resident-owned 12, 000 SF private clubhouse and amenities. $435 semi-annual Ridgewood Lakes HOA fee provides 24x7 staffed security gate and master association-owned private road maintenance. Adjacent to 18-hole White Heron Golf Club with restaurant, privately owned and open to the public. High Vista is a 55+ community with outdoor heated pool and spa, fitness center, library, pub & many organized activities. Pickle ball, tennis, bocce and shuffleboard courts. Miles of biking and walking trails within Ridgewood Lakes gated community. Shopping, Disney, Universal, Orlando & Central FL entertainment nearby, easy access to I-4, medical facilities, airports & Sunrail Station. Advent Health hospital is 3 miles away.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,200 | $351,200 | $351,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $202 | $202 | $202 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,337 | $2,334 | $3,011 |
Total Monthly Payment | $2,614 | $2,611 | $3,288 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.