Discover an exceptional location in Pepper Tree at Fiddler’s Creek, showcasing privacy, expansive lake views, southwestern exposure and beautiful sunsets. This popular Cambridge floor plan home offers three bedrooms, two baths, and a two-car garage, all within approximately 2, 037 square feet of living space. The exterior features a newer tile roof (2019), a brick paver driveway and walkway, a large screened lanai with brick pavers, electric shutters, exceptional privacy with no house on one side and gorgeous lake views. The spacious outdoor seating area with western exposure is ideal for soaking up the spectacular sunsets overlooking the serene lake. You will immediately be impressed by the volume ceilings and ample natural light upon entering the home, along with the extensive windows including transom windows, plantation shutters, central vacuum and tile flooring. The eat-in kitchen boasts recessed lighting, white plantation shutters, shaker-style cabinets, a tile backsplash, a breakfast bar, a pantry and white appliances. The adjacent dining area is perfect for family meals. The living room provides access to the lanai, creating an easy flow for indoor-outdoor living. There is also a formal dining area for special occasions. The owner’s suite is a true retreat with private access to the lanai through French doors, two walk-in closets, and an en-suite bath featuring dual vanities with a makeup counter and full-width mirrors, a walk-in shower with a glass enclosure and a bench, a separate jetted tub, and a linen closet. The versatile guest bedroom can serve as an office, den, or study, with a double-door entry. The second guest bedroom is adjacent to a bath with a white vanity, full-width mirror, a walk-in shower tiled floor to ceiling with a bench and glass enclosure and an overhead window. A linen closet provides additional storage. The laundry area is equipped with white cabinets, a utility sink, an overhead hanging rack and a newer washer and dryer. The garage features epoxy flooring, a workbench and storage cabinets, perfect for any hobbyist. Additionally, the home includes a security system for peace of mind. Residents of Fiddler's Creek enjoy a plethora of amenities, including a state-of-the-art fitness center with trainers and classes, tennis, pickleball, bocce, spa services, sauna, steam room, restaurants, a resort-style pool with food service and a full activity calendar with parties, classes and events for everyone. Optional golf, beach, and marina memberships are available. The golf course has immediate memberships available and will have a brand-new clubhouse in 2024 and a newly renovated golf course. This prime location offers easy access to Southwest Florida's attractions, including beaches, boating, paddleboarding, kayaking, boutiques, dining, art galleries, an executive airport, fishing, museums, parks and more. Conveniently located near both Old Naples and Marco Island for the ultimate lifestyle. CDD bond paid in full.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $539,920 | $539,920 | $539,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $334 | $334 | $334 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,592 | $3,588 | $4,629 |
Total Monthly Payment | $4,018 | $4,014 | $5,055 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.