Welcome to your dream home in a beautiful beach community! Become an HBCA member and enjoy mooring rights as well! This home offers the perfect blend of comfort and convenience. Large Property 2 Lots! The heart of the home is its updated kitchen and Stainless Steel appliances open to large 20x21 family room. Situated on a large property, this residence provides an ample outdoor space for gardening, recreation, or future expansion. Efficient and reliable gas heating, gas cooking and gas fireplace in the Living Room, wood fireplace in the family room. The home includes a detached garage, offering space for your vehicle and additional storage. Abundant storage options throughout, you can keep your belongings organized with ease. Stay cool and comfortable year-round with central air conditioning. The slate patio is perfect for relaxing or entertaining guests in a picturesque outdoor setting. The versatile laundry room offers potential for conversion into a luxurious master bath, adding to the home's appeal. Walk up finished attic for possible 4th bedroom. Wood floors and Ceiling fans throughout. For added peace of mind, the property features a fully updated electrical system and a generator hookup, ensuring uninterrupted power. Plenty of room for an inground pool. This home is a true gem, offering a tranquil beach lifestyle with all the modern conveniences. Don't miss out on this exceptional opportunity to own a piece of paradise! True Taxes $12673. 86 includes second lot!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $1,056 | $1,056 | $1,056 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,988 | $3,884 | $5,051 |
Total Monthly Payment | $5,136 | $5,032 | $6,199 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.