Welcome to your dream home in the exclusive gated community of The Preserve at Lake Charm! This beautiful 3-bedroom, 2-bathroom and office area. This residence was built in 2011, offers a blend of modern amenities and elegant features. Enjoy energy savings with fully paid-off solar panels at closing. The home boasts a huge screened outdoor area complete with an outdoor kitchen, perfect for entertaining. The gourmet kitchen is equipped with stainless steel appliances and stunning granite countertops. The interior has been freshly painted and features a formal dining room, tray ceilings, and crown molding, adding a touch of sophistication. Beautiful wood plank flooring enhances all bedrooms. As an EnergyStar home, double insulated glass windows ensure energy efficiency. The property backs up to the community playground, providing a serene and family-friendly environment. The huge owner's suite includes a sitting room and en-suite for your comfort. No CDD's fees and LOW HOA fees and numerous upscale features, this home is an exceptional find. Please note Tiffany lamps and EV Charger do not convey. ROOF 2017. Don't miss the opportunity to own this luxurious and sustainable home. Schedule a viewing today and make The Preserve at Lake Charm your new address!
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Our Executive Mortgage Banker:
Our Insurance Division:
$625,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $290 | $290 | $290 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,327 | $3,323 | $4,287 |
Total Monthly Payment | $3,709 | $3,705 | $4,669 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.